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Listening Session: Community Reinvestment Act - A Catalyst for Communities

Wednesday, March 28, 2018
10:00am - 12:00pm PDT
First 5 San Bernardino
735 E. Carnegie Drive #150, San Bernardino, CA 92408
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Banking institutions are one of the largest private-sector sources of community investment for economic development, education and social services efforts. Yet many in the nonprofit sector are unaware of the extent of these investments or how to tap into them for their own organization’s work.
The goal for this session is to acquaint both nonprofit leaders and funders about the Community Reinvestment Act (CRA) – what it is and how it is designed to help communities. The Listening Session will share information about how banking institutions are meeting their CRA obligations and the ways in which they are held accountable to those obligations. Most importantly, it will provide an opportunity for nonprofit leaders and funders to share information related to the topic that is specific to the Inland Empire.
We have assembled a panel with diverse perspectives to ground the conversation.


Tony Moraga (Moderator), Vice President, Community Relations Officer, BBVA Compass

Tony Moraga serves as the BBVA's Southern California champion for lending, investments and services for community development efforts. He also helps manage certain services for low- to moderate-income individuals and neighborhoods, such as financial education and charitable contributions, and promotes access to capital and homeownership through the bank's small business lending and community mortgage programs. Prior to his role at BBVA Compass, Tony managed nonprofit organizations focused on economic development and asset-building to support the LGBT community. His expertise is in organizational development, business strategy and access to capital ranging from micro-lending to venture funding. 

Beth Castro, District Community Affairs Officer, Office of the Comptroller of the Currency

Beth Castro is responsible for implementing the district community affairs program in eight western states, providing training and consultative support for bankers, providing community development expertise for examiners on matters related to low and moderate income communities and CRA and serving as a liaison for community groups and the agency. An important aspect of her role is to work closely with other bank regulators to provide quality outreach that promotes a better understanding of CRA and opportunities for banks to enhance their CRA programs to better meet the credit and financial services needs of all those in the communities where they do business. Prior, Beth served for over seven years as Director for Community Development at OCC’s headquarters in Washington, D.C. She has worked in the banking industry for 30 years with the past 22 years of her career focused on CRA and community development.

Flor Tolley, Community Relations, Wells Fargo Foundation Officer, West Region 

As a Wells Fargo Foundation Officer, Flor has oversight for philanthropic support in the Inland Empire and Imperial County. Together with committed business leaders, she helps make investments in our communities that transform lives and transform communities. She has more than 20 years’ experience working in various fields including: Community Investment, Philanthropy, Customer Service Management & Operations and Communications. Formerly, she was the Community Investment Manager for Southern California Edison responsible for corporate contribution efforts, employee engagement programs, and officer board placement. 


Heather Vaikona, Director, Lift To Rise 

Heather Vaikona is the Founding Director of Lift To Rise. She is leading this multi-sector collaborative by building groundbreaking partnerships with regional and national philanthropies and thought leaders. She is a bold champion for the vision of Lift To Rise, leveraging resources, amplifying community voices and driving the momentum of collaboration. Heather’s background includes work domestically and internationally to achieve social and economic justice through development and organizing and leading significant international, water, sanitation, health- and education-community development initiatives.


This event is presented by:


No cost to participate

Who May Attend
Funders  interested in the Inland Empire

Click here to RSVP by March 23rd at 5:00pm. For more information on this program please contact Advocacy & Outreach Consultant Amy Sausser at [email protected] or (310) 770-0869.


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